State guide

Bihar Government Schemes 2026 — Complete Sarkari Yojana List | Am I Eligible?

Bihar's welfare programmes prioritise education, girl empowerment, and rural livelihood. This 2026 guide covers the state's 10 flagship schemes — from the ₹50,000 Kanya Utthan grant to the ₹4 lakh Student Credit Card — with eligibility and instant checks.

Capital
Patna
Population
≈ 13 crore
Flagship scheme
Mukhyamantri Kanya Utthan Yojana

Top 10 schemes in Bihar

Mukhyamantri Kanya Utthan Yojana

₹50,000 lifetime

Total ₹50,000 to every girl from birth to graduation in phased payments.

Bihar Student Credit Card

₹4,00,000 loan

Education loan up to ₹4 lakh at 4% interest (1% for women/divyang) for higher studies.

PM Kisan Samman Nidhi (Bihar)

₹6,000/year

₹6,000/year to landholding farmer families — 80+ lakh Bihar beneficiaries.

Mukhyamantri Vridhajan Pension

₹400–500/month

Universal old-age pension for citizens 60+ irrespective of income (Bihar-only).

Bihar Mukhyamantri Kanya Vivah Yojana

₹5,000 one-time

One-time grant to BPL families for daughter's marriage.

Ayushman Bharat (Bihar)

₹5,00,000/year

₹5 lakh cashless treatment cover per family per year.

Bihar Skill Development Mission

Free training

Free short-term skill training + placement for youth aged 15–28.

Bihar Ration Card (RCMS)

5 kg/person free

Subsidised food grains under NFSA with online RCMS portal.

Bihar Berojgari Bhatta (SHNY)

₹1,000/month × 24

Self Help Allowance of ₹1,000/month for 2 years to educated unemployed youth.

Jal Jeevan Hariyali Yojana

Up to 90% subsidy

Financial help to farmers for water conservation, tree plantation and solar pumps.

Which Bihar scheme are you eligible for?

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Common documents required

  • Aadhaar Card
  • Bihar Domicile / Residential Certificate
  • Income Certificate
  • Caste Certificate (if applicable)
  • Bank Passbook (Aadhaar-linked)
  • Photograph

How to apply

  1. 1Visit RTPS Bihar portal or the scheme's dedicated site (e.g., ekalyan.bih.nic.in)
  2. 2Register with mobile + Aadhaar OTP
  3. 3Upload domicile, income, caste (if any), bank passbook
  4. 4Submit and download acknowledgement
  5. 5Track status by application number

Frequently Asked Questions

How do I apply for Bihar schemes online?
Use the RTPS Bihar portal (serviceonline.bihar.gov.in) or the scheme's specific portal like ekalyan.bih.nic.in.
Is Bihar Student Credit Card available for private colleges?
Yes — approved private and government institutions across India are covered.
What is the income limit for most Bihar welfare schemes?
Typically annual family income under ₹1.5–3 lakh, but pension and Kanya Utthan have relaxed conditions.

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